Option one
Pay now
Scan a code and pay straight from your bank account.
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Trade credit · iwocaPayTake the stock now. Pay later.
Up to £30,000 of credit to spend with Surrey Wholesale, on orders from £150. Pay in 30 days, or split it into 3 monthly payments — both interest-free.
Subject to approval. Terms and conditions apply.
Soft credit check
About five minutes
UK limited businesses and LLPs
How it works
Set up once, then use it on every order
1
Check your limit
A soft credit check, so your credit score is not affected.
2
Sign up
About five minutes, with the decision made online. A Director signs up.
3
Choose your terms
Pay now, pay in 30 days, or split it into 3 monthly payments.
4
We deliver
Pick iwocaPay at checkout and we get on with your order.
Your options
Three ways to pay
You pick at the iwocaPay checkout, order by order.
Option two
Pay in 30 days
Take the delivery now and pay the full amount 30 days later.
Option three
3 monthly payments
Split the amount into 3 equal monthly payments.
The 30-day and 3-month options are interest-free. Repayments are collected automatically, and you can clear the balance early. Surrey Wholesale is paid in full at checkout, so nothing changes about your order or your delivery. Stuck at the iwocaPay checkout? Call iwoca on 020 3778 0549. Subject to approval. Terms and conditions apply.
Good to know
The detail, briefly
Who can apply
UK limited businesses and LLPs. A Director must be the one to sign up.
Checked once
The credit and ID check happens once. After that you sign in with the same email.
No effect on your score
Checking your eligibility is a soft credit check.
Clear it early
Repayments are collected automatically, and the balance can be cleared early.
Questions
Questions, answered
Who can apply?
UK limited businesses and LLPs, on orders from £150. A Director of the business must be the one to sign up.
How much can I spend?
Up to £30,000 of credit, on orders from £150. Your own limit is set by iwoca.
Will it affect my credit score?
No. Checking your eligibility is a soft credit check, so your credit score is not affected.
How long does sign-up take?
About five minutes, with the decision made online. You only do it once.
Is it really interest-free?
The 30-day option and the 3-month option are both interest-free. Pay now is not credit — it is a direct payment from your bank account.
Who do I pay?
You repay iwoca. Surrey Wholesale is paid in full at checkout, so nothing changes about your order or your delivery.
How are repayments collected?
Automatically, on the terms you chose at checkout. You can also clear the balance early.
Something has gone wrong at the checkout.
Call iwocaPay support on 020 3778 0549.
See what you can spend
A soft credit check and about five minutes. If you are approved, your limit is ready for your next order.
Subject to approval. Terms and conditions apply.