/* ============================================================
   Surrey Wholesale — Trade Credit (iwocaPay) page.
   Uses ONLY the tokens declared in css/brand.css:
     --ink --ink-2 --green --green-600 --green-050 --muted
     --line --paper --paper-2 --shadow --font
   House rule: light surfaces only. Load AFTER css/brand.css.
   ============================================================ */

/* ---- hero ------------------------------------------------- */
.fin-hero{background:linear-gradient(180deg,var(--green-050) 0%,var(--paper) 76%);
  border-bottom:1px solid var(--line);padding:44px 0 58px}
.fin-hero .wrap{display:grid;grid-template-columns:1.06fr .94fr;gap:46px;align-items:center}
/* .eyebrow is uppercase; the iwoca lock-up must keep its own casing */
.fin-brand{text-transform:none;letter-spacing:.02em;font-size:1.06em}
.fin-hero h1{margin-bottom:14px;font-size:clamp(1.9rem,3.6vw,2.9rem);line-height:1.12;letter-spacing:-.02em}
.fin-hero h1 em{font-style:normal;color:var(--green)}
.fin-lede{font-size:16.5px;color:var(--ink-2);max-width:46ch;margin-bottom:0}
.fin-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.fin-small{margin:16px 0 0;font-size:12.5px;color:var(--muted)}
.fin-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}
.fin-chip{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid var(--line);
  border-radius:999px;padding:7px 14px;font-size:12.5px;font-weight:600;color:var(--ink)}
.fin-chip svg{width:13px;height:13px;flex:none;color:var(--green)}

/* ---- hero panel ------------------------------------------- */
.fin-panel{background:#fff;border:1px solid var(--line);border-radius:10px;
  padding:24px 26px 26px;box-shadow:var(--shadow)}
.fin-panel-head{display:flex;align-items:center;justify-content:space-between;gap:14px;
  padding-bottom:16px;border-bottom:1px solid var(--line)}
.fin-panel-head img{height:20px;width:auto}
.fin-panel-tag{font-size:11px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--muted)}
.fin-panel-label{display:block;margin-top:20px;font-size:11.5px;font-weight:700;letter-spacing:1.8px;
  text-transform:uppercase;color:var(--green)}
.fin-amount{display:block;margin-top:4px;font-size:clamp(2.1rem,5vw,2.9rem);font-weight:800;
  line-height:1;letter-spacing:-.02em;color:var(--ink)}
.fin-panel .fin-amount-note{margin:9px 0 0;font-size:13.5px;color:var(--muted);line-height:1.55}
.fin-rows{margin-top:20px;display:grid;gap:8px}
.fin-row{display:flex;align-items:center;justify-content:space-between;gap:14px;
  background:var(--paper-2);border:1px solid var(--line);border-radius:8px;padding:12px 14px}
.fin-row > span{font-size:14px;font-weight:600;color:var(--ink)}
.fin-panel .fin-panel-note{margin:16px 0 0;font-size:12.5px;color:var(--muted);line-height:1.6}

/* interest-free badge. NEVER put this on "Pay now" — that is a direct
   bank payment, not credit — hence the separate dark .fin-free-now. */
.fin-free{font-style:normal;display:inline-flex;align-items:center;font-size:10.5px;font-weight:700;
  letter-spacing:.09em;text-transform:uppercase;color:#fff;background:var(--green);
  border-radius:999px;padding:5px 10px;white-space:nowrap}
.fin-free-now{background:var(--ink)}

/* ---- how it works ----------------------------------------- */
.fin-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.fin-step{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px 22px}
.fin-step-num{width:34px;height:34px;border-radius:9px;background:var(--green-050);color:var(--green);
  display:grid;place-items:center;font-size:13px;font-weight:800;margin-bottom:14px}
.fin-step h3{margin:0 0 6px;font-size:15px}
.fin-step p{margin:0;font-size:13.5px;color:var(--muted);line-height:1.6}

/* ---- the three payment choices ---------------------------- */
.fin-terms{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.fin-term{position:relative;background:#fff;border:1px solid var(--line);border-radius:10px;
  padding:26px 24px 24px;transition:border-color .25s,box-shadow .25s,transform .25s}
.fin-term:hover{border-color:var(--green);box-shadow:var(--shadow);transform:translateY(-2px)}
.fin-term .fin-free{position:absolute;top:22px;right:22px}
.fin-term .fin-term-kicker{margin:0;font-size:11px;font-weight:700;letter-spacing:1.6px;
  text-transform:uppercase;color:var(--muted)}
.fin-term h3{margin:10px 0 8px;font-size:1.2rem;padding-right:112px}
.fin-term p{margin:0;font-size:13.5px;color:var(--muted);line-height:1.65}
.fin-term .fin-term-meta{margin:16px 0 0;padding-top:14px;border-top:1px solid var(--line);
  font-size:12.5px;font-weight:600;color:var(--green)}

.fin-note{margin:20px 0 0;padding:18px 20px;background:var(--green-050);border:1px solid var(--line);
  border-radius:10px;font-size:13.5px;color:var(--ink-2);line-height:1.75}
.fin-note strong{color:var(--ink)}
.fin-note a{color:var(--green);font-weight:600;text-decoration:underline;text-underline-offset:2px}

/* ---- good to know ----------------------------------------- */
.fin-facts{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.fin-fact{border-top:2px solid var(--green);padding-top:14px}
.fin-fact h4{margin:0 0 6px;font-size:14px;letter-spacing:0;text-transform:none;color:var(--ink)}
.fin-fact p{margin:0;font-size:13.5px;color:var(--muted);line-height:1.6}

/* ---- FAQ --------------------------------------------------- */
.fin-faq{max-width:880px;margin:0 auto}
.fin-faq details{border-bottom:1px solid var(--line)}
.fin-faq summary{cursor:pointer;list-style:none;position:relative;
  padding:18px 44px 18px 0;font-size:15px;font-weight:600;color:var(--ink)}
.fin-faq summary::-webkit-details-marker{display:none}
.fin-faq summary::after{content:"+";position:absolute;right:8px;top:50%;transform:translateY(-50%);
  font-size:22px;font-weight:400;line-height:1;color:var(--green)}
.fin-faq details[open] summary::after{content:"\2212"}
.fin-faq summary:focus-visible{outline:2px solid var(--green);outline-offset:3px;border-radius:6px}
.fin-faq details p{margin:0;padding:0 44px 20px 0;font-size:14px;color:var(--muted);line-height:1.75}

/* ---- closing CTA ------------------------------------------ */
.fin-cta{background:var(--green-050);border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  padding:56px 0;text-align:center}
.fin-cta h2{margin-bottom:8px}
.fin-cta .fin-sub{max-width:52ch;margin:0 auto;font-size:15.5px;color:var(--ink-2)}
.fin-cta .fin-actions{justify-content:center}
.fin-cta .fin-small{text-align:center}

/* ---- responsive -------------------------------------------- */
@media(max-width:1023.98px){
  .fin-steps{grid-template-columns:repeat(2,1fr)}
  .fin-facts{grid-template-columns:repeat(2,1fr)}
  .fin-terms{grid-template-columns:1fr}
}
@media(max-width:880px){
  .fin-hero{padding:34px 0 42px}
  .fin-hero .wrap{grid-template-columns:1fr;gap:30px}
}
@media(max-width:560px){
  .fin-steps,.fin-facts{grid-template-columns:1fr}
  .fin-actions .btn{width:100%}
  .fin-term h3{margin-top:0;padding-right:0}
  /* below this width the absolute badge collided with the kicker */
  .fin-term .fin-free{position:static;margin-bottom:12px}
}
@media(prefers-reduced-motion:reduce){
  .fin-term{transition:none}
  .fin-term:hover{transform:none}
}